Dear Young People, It’s time to make an awesome plan that will lead you through a financially stress free life and a comfortable retirement. Imagine that, stress free, worry free and without a lot of pain. Sure your’re going to be responsible and pay all of your bills and taxes, but you’re also going to… Continue reading Be Savage About Saving
Category: Financial Planning
Let’s See What’s Up, Right Now(ish)
Right now, gather your papery things called receipts and statements: credit cards, bills, loans, anything else that tells you where your greenbacks have gone. Whip out your laptop and go to Google Sheets and create a spreadsheet. Make your column headings MONTHS (include 12 of those things) and your row categories: FOOD, CLOTHING, SHELTER, COLLEGE… Continue reading Let’s See What’s Up, Right Now(ish)
ETF’s vs Mutual Funds ~ Let’s go with cheap and easy this time.
Dear Young Investor, you are wondering about ETF’s (I know you are) and want to know if these are a better investment option versus investing in a mutual fund. And of course the answer is unclear. There are pros and con’s to both and below is a quick highlight of the two investment vehicles. But… Continue reading ETF’s vs Mutual Funds ~ Let’s go with cheap and easy this time.
So You Have a Little Cash
Hi Future, You have found yourselves with a bit of cash. Not a lot, but a little more than you need to survive. Here is what I suggest. Go on an amazing Stay-cation and open a IRA account. It’s easy, smart and it can be fun. Things you need to know: 1. Where does one… Continue reading So You Have a Little Cash