Right now, gather your papery things called receipts and statements: credit cards, bills, loans, anything else that tells you where your greenbacks have gone.  Whip out your laptop and go to Google Sheets and create a spreadsheet.  Make your column headings MONTHS (include 12 of those things) and your row categories: FOOD, CLOTHING, SHELTER, COLLEGE… Continue reading Let’s See What’s Up, Right Now(ish)